Address
Shiba ji Marg, Basanti Colony, Rourkela, Odisha, 769012
Work Hours
Monday to Saturday: 9AM - 8PM
Weekend: 10AM - 2PM
PGCRB Training
PGCRB Service
Our Program Structure
The well-funded and coordinated banking sector in India has recently introduced innovative models such as payment and small finance banks.
As businesses in India expand, they are increasingly relying on banks for credit. This trend indicates a promising future for the country’s banking sector, leading to abundant career prospects, especially in retail banking for well-educated individuals.
The Post Graduate Certificate in Retail Banking (PGCRB) program is designed as a premier course for recent graduates and postgraduates, aiming to transform them into skilled bankers. This comprehensive training spans 350 hours and is led by expert bankers with specialized knowledge.
The program covers the following components
- Learning the necessary skills to work effectively in private sector banks.
- Understanding and following banking functions, daily operations, and guidelines.
- Grasping the basics of cost and management accounting and their influence on financial decisions.
- Learning about various financial institutions and their roles in the markets.
- Exploring industry-specific regulatory demands.
Program Objective
- The Post Graduate Certificate in Retail Banking guarantees that students have the practical knowledge necessary to pass the interview.
- The comprehensive training program is designed by experienced instructors to aid students in polishing their soft and hard abilities.
- The main aim of this post-graduate certificate course is to maintain an educated pool of banking professionals in India.
Outcome of Retail Banking Education
- After the Post Graduate Course in Retail Banking, students will understand banking's core role and foundational concepts of Retail Banking products.
- This course enables students to grasp Financial Inclusion dynamics, emphasizing Banking aspects, CASA acquisition, customer service, and complaint resolution.
Eligibility Criteria
Candidates must meet the criteria set by banks for qualification.
- Graduation with more than 50% marks on a regular basis
- less than 26 years old
- The time between studies should not be more than a year.
- The time between studies and employment should not exceed two years.
- CIBIL score greater than 700 or less than -1
- Excellent Interpersonal Skills
Who is this Course For?
Retail Banking Curriculum
Module 1: Banking System in India
Module 6: Regulatory Bodies & their Guidelines
Module 2: Functions of Banks
- Types of Deposits & Interest Calculations
- KYC, AML & CFT Guidelines & its adherence
- Type of Customers (Individual & Non Individual)
- Account opening Process (KYC rqd. & Customer Due Diligence)
- NRE, NRO, EEFC & RFC Accounts
- Law Related to Negotiable Instruments (NI Act)
- Cash Operations & Currency Chest Management
- Clearing Operations (MICR, CTS)
- Payment Instrument & EFT - RTGS, NEFT, IMPS & NACH
- Account Operations - Non Financial Transactions
- Third Party Products (TPP) - Sale & Service
- Foreign Exchange-Exchange Rate System
- Retail Loans
Module 7: Professional Excellence
Specialized Modules
Credit Policy & Loan Documentation
Module 3: Banking Sales & Relationship Management
Module 4: Digital Banking
Trade Finance
- Balance of Payment & Trade
- FEMA, EXIM, FEDAI Guidelines
- ICC Rules - Incoterms, URC, URR
- Documentation - Bill of Exchange Invoice, Bill of Loading & Airway Bills
- Letter of Credit, Bank Guarantee
- Imports - Buyers Credit & Merchants
- Pre/Post Shipment Exports
- International Finance - LIBOR / Loan Syndication
Module 5: Risk Management. Audit & Compliance
MS Excel
Core Banking Solution (CBS)
Other Certification
Scope of Program
- These training programs help in placing low-income young graduates and those with barriers to employment in entry-level jobs in the banking industry.
- The bankers also welcome such training programs where they could support their communities and have access to competent and job-ready candidates.
- The growth of banking sector in India is the result of skilled manpower which is the outcome of training and development programs.
- Therefore, such a training program meant to give a leg up to people having a tough time finding a job that leads to a career is slated to expand in the coming years.
